Public Policy
GMAC-RFC is committed to adding value to each of the international markets we operate within. We have found that in the UK, one of the best ways to do this is to fund objective, independent research in areas of contemporary interest to the UK mortgage market.
Responsible Lending in the UK: The Consumers Perspective
The subject for the 2007 research came about under a realisation that historically, we have never asked consumers what they think about this subject, instead we have been reliant on business commentators or mortgage suppliers for opinion. This research not only gives GMAC-RFC a unique insight, but it has provided an interesting set of consumer views which has kicked off a number of debates about 'Responsible Lending from a Consumers Perspective' within the marketplace.
- To view a speech given at the House of Commons about this subject, click here >>
- To download the full report, click here >>
Previous Research
If you wish to have a look at some of our previous research, please click on the relevant link below to view the report:
- The Impact of Home Information Packs. Click here >>
- First Time Buyers: Understanding new trends. Click here >>
- Non-Conforming mortgage in the UK: A consumers perspective. Click here >>
- Regulating by values: Is a sustainable responsible lending policy required? Click here to view a presentation >>